Frequently Asked Questions2016-11-03T12:42:55+00:00

Frequently Asked Questions

Fire & Disaster2015-12-17T21:52:48+00:00

Please refer to the Member Benefits section for more information
or call the National HBPA at 866-245-1711 if you have a claim.

How Much Does It Cost?2015-12-17T21:51:32+00:00

For more info click here.
This coverage summary is intended to provide a summary of coverages and limits provided by this program. For full details of coverage please Contact Lavin Insurance at (800) 446-3112.

What do I have to do?2016-09-16T02:41:12+00:00

Complete the application from, including the schedule of horses, and send with payment.

If you are not currently an HBPA member, please include your check for $200 payable to NHBPA for the associate membership fee.

What does it cover?2015-12-17T21:49:43+00:00

Covers claims for injuries to participants (non-employee jockeys and exercise riders)

Covers contractual liability (i.e., hold harmless in Race Track Stall Agreements)

Premises and Operations liability coverage for all equine operations including breeding, boarding, training and racing (away from owned premises). This coverage is not a substitute for a farmowners policy, and such a policy and limits would always be primary with regard to owned premises.

Limits provided (Apply separately to each Certificate Holder):

  • $1,000,000 Each Occurrence Combined Limit for Bodily Injury and Property Damage
  • $2,000,000 General Aggregate
  • Higher Limits available on individual basis.
What is the Owners’ and Trainers’ Liability Program?2015-12-17T21:48:22+00:00

A program to protect your assets in case of an injury or damage to property arising from your equine activities (breeding, racing, sales, training). This special program has been devised exclusively with HBPA members’ equine exposures in mind.

For more information, please direct all inquiries to Lavin Insurance Services at

Phone: 502-228-1600
Fax: 502-228-6068

How many affiliates are there?2015-12-17T21:46:38+00:00

The National HBPA is the largest racing horsemen’s representative association in North America, with 30 affiliate member organizations representing over 30,000 owners and trainers of racehorses. The National HBPA is proud partners with its corporate sponsors.

When was the National HBPA formed?2015-12-17T21:46:16+00:00

It was during the year 1940 in New England that a group of committed horsemen brought into existence what is now known as the Horsemen’s Benevolent and Protective Association. Today there are over 30 thousand (30,000) owner and trainer members throughout the United States and Canada focused on a common goal — the betterment of racing on all levels.

What benefits does the National HBPA offer to its members?2015-12-17T21:45:54+00:00

We offer two main Membership Benefits: Fire, Disaster & Vanning Insurance, and General Liability Insurance. Click here for details.

Other benefits are provided by local affiliates. Click here for our Affiliate Directory to see what benefits are available to you at the local level.

What’s involved in the affiliation process?2016-11-03T12:43:08+00:00

Eligibility for membership by a representative horsemen’s group to the National HBPA is established by a.) Formally applying for membership with the NHBPA and b.) Upon approval of the applicant association’s local constitution and bylaws by a 2/3 rds weighted vote of the affiliates voting and c.) After a six-month waiting period. (See article III of NHBPA Bylaws for more information).

Who are the National HBPA officers?2015-12-17T21:44:32+00:00

Click here for contact and biographical information

How can I contact the National HBPA?2018-03-26T15:47:57+00:00

Phone: 859-259-0451
Toll Free: 866-245-1711
Fax: 859-259-0452

The National HBPA, Inc.
3380 Paris Pike
Lexington, KY 40511

Who can become a member of the National HBPA?2016-11-03T12:43:08+00:00

An owner-trainer or trainer who or which is a Member of an Affiliate is eligible and entitled to Membership in the National Association, and a partnership, corporation, or their association which is a Member of an Affiliate is eligible and entitled to Membership in the National Association.

An Affiliate is not entitled to vote on any matter coming before the National Association except through its President or its other duly authorized representative.

Who serves on the Executive Committee?2015-12-17T21:42:45+00:00

Two (2) voting Members of the National Board shall be elected at the summer meeting by the Board to serve as Members of the Executive Committee for a term of one (1) year. The Chairman of the Board, President and the Vice President shall also serve on the Executive Committee. The first five (5) largest contributing Affiliates that accept the position will also be on the Executive Committee. Provided the five (5) largest contributing Affiliates at the National Board meeting accept the position on the Executive Committee, except where one (1) of the five (5) largest withdraws from the Executive Committee and in that event the vacancy shall automatically be filled by the President of the Affiliate of the sixth (6th) largest dues paying Affiliate.

Who can serve on the National HBPA board?2015-12-17T21:42:23+00:00

The Board shall consist of Members duly elected and/or who serve as the President of an Affiliate plus the duly elected National Association Officers.

What is the National HBPA?2015-12-17T21:42:29+00:00

The National HBPA is a non-profit corporation which works to improve the economic health and public acceptance of the Thoroughbred horse industry in the United States and Canada. The HBPA seeks to improve business conditions for Thoroughbred horsemen and their employees, advance the industry in general, promote cooperation among horsemen of all breeds, and represent the interests of Thoroughbred horsemen before state and federal governments, industry organizations, and trade associations.

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